資本束縛(魔咒)

S.O.H

高級版主 | 2023-6-3 14:09:14

1樓

一般人在市場存續的關鍵，在於「資產配置」與「金流控管」
前者已廣為宣揚成為顯學，然無法遏止投機歪風，散盡家產退出的投資人仍為多數
這涉及過度自信與天真的不可逆人性，將長短期資金混搭投入資本市場，期望快速獲利，卻不知風險的代價為何!?
此外，幾乎所有人認為的長期資金均為短期，因為他們無法正確解讀市場訊息，間接影響其操作方向
結果，就是白忙一場，浪費了時間與金錢，若賺到經驗也算撫慰

所謂長期投資，個人的經驗是至少一年，尤其是對該資金有充分(10年以上)的掌控權
換言之，若無一年期以上的閒錢，或穩健的操作策略，就不該貿然進場
反觀現下的市場參與者，幾乎不具備這樣的認知，卻狂妄地認為自己掌握了賺錢與進退的時機
即使贏了，下次呢!? 5年、10年後呢!? 幸運通常不復存在，回歸輸家機制
是類戲碼每天都在上演，不變的週期，只是換了一批演員，同樣的無知，但勇氣可嘉
The key to ordinary people's survival in the market lies in "asset allocation" and "financial control".
The former has been widely publicized as a prominent theory, but it cannot curb the unhealthy trend of speculation, and there are still a lot of investors who have dispersed their wealth and withdrawn.
This involves overconfidence and naive as irreversible human nature, mixing and matching long-term and short-term funds into the capital market, expecting quick profits, but not knowing the price of risk!?
In addition, almost everyone’s long-term funds are short-term, because they cannot correctly interpret market information, which indirectly affects their operational measures.
As a result, it is a waste of time and money, and if you earn experience, it will be comforting.

The so-called long-term investment, my opinion is at least one year, especially if you have sufficient control of the funds (over 10 years).
In other words, if you don't have spare money for more than one year, or a prudent operating strategy, you should not enter the market rashly.
On the other hand, the current market participants hardly have such cognition, but arrogantly think that they have grasped the opportunity to make money and advance/retreat.
Even if you win, what about next time!? What about 5 years, and 10 years later!? Luck usually no longer exists and returns to the loser mechanism.
It is a kind of drama that is staged every day, with the same cycle, just a new batch of actors, the same ignorance, but the courage is commendable.